CD and Savings Loans

If you have money at First National Bank in a CD or savings account, you can use those funds to qualify for a low rate loan.
Rates are generally set at 2% above the rate we pay on your savings instrument.
Loan terms will coincide with the maturity of the savings instrument.
Apply now!

Frequently Asked Questions

Question: What do I need to bring to the bank to apply?
Answer: You will need to complete an application. Although we do not accept electronic applications at this time, you can complete the on-line form (click here for the on-line credit application) and bring it into one of our locations with you.

Question: How long does it take to make a loan decision?
Answer: These loans almost always fund on the day you apply.

Important Disclosure Regarding Deposit Insurance on
Noninterest-bearing Transaction Accounts

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