A Legacy of Oklahoma Excellence in Ardmore

The First National Bank and Trust Company of Ardmore (1NB) has been proudly serving you since 1889. As Oklahoma’s original bank, we’ve sustained and advanced local communities throughout southern Oklahoma for decades with personal and commercial banking services.

Let 1NB Fuel Your Dreams

1NB is giving away EIGHT $100 GAS CARDS every month from July to September.
To enter is simple, every transaction you make using your 1NB debit card buys you one entry, if you use your 1NB digital debit card we’ll double the entries.
No purchase necessary. Must be 18 years or older to enter. To enter sweepstakes without a debit card purchase, visit your local 1NB branch to fill out your manual entry. 

Christmas on the Danube

Our First Ladies are venturing through the Danube, November 27th – December 5th, 2022.
The First Ladies Co-coordinators, Vicky Tyler and Becky Graves have an itenerary that features the Vienna, 6-Night Danube River Cruise with stops in:

Hofburg Palace, Vienna Opera House, Wachau Valley, Glühwein Party, Passau, Regensburg, Nuremberg, Rothenburg, Würzburg, and Christmas Markets.

For more information contact Becky Graves or Vicky Tyler.


PPP Loan Forgiveness

Discover your eligibility for PPP loan forgiveness and apply today.

1NB Resource Center

Browse our financial education information, tools, calculators and more banking resources.

Financial Solutions to Fit Your Needs

Personal Banking

We’re here to help you handle your everyday financial needs from your checking and savings accounts to personal loans.

Business Banking

Take care of your company’s checking accounts and loans with the power of 1NB’s commercial banking services.

Proud of Our Workplace

As a local financial institution, 1NB wants to create an ideal environment to deliver the best banking services in Ardmore. We have committed to family-friendly initiatives, continuing to improve our banking centers and providing the best customer service possible.

Family Positive Workplace

FPW Employer

The Ardmoreite Best of the Best 2021

Best Investment

Certified Healthy Oklahoma

Excellence Certification

The Ardmoreite Best of the Best 2021

Best Mortgage Lender

The Ardmoreite Best of the Best 2021

Best Place to Work

1NB App screen

Access 1NB Anywhere

Keep 1NB by your side with our mobile banking app. With over 500 five-star reviews on the App Store, you can quickly and securely take care of all your online banking needs from your mobile device.

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Trusted by Our Community Since 1889

“This is a great company with an amazing staff. They’re always friendly and able to help with all banking and lending needs. Very highly recommended!”
— Maura Andrews

“Great personal service. I’ve been doing business with 1NB for 36 years.”
— Roy Justice

“1NB always has the answers to my financial questions.”
— Vance Porter

“Everyone at my local branch is awesome. They always make time for customers. Most service requests are processed the same day.”
— Tracey Edwards

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Main Branch:
405 West Main Street
Ardmore, OK 73401
Helpful Support Numbers

Lost/Stolen Debit Card: 1-800-523-4175
Debit/ATM Card Activation: 1-866-985-2273
PIN Change: 1-866-985-2273