Scholarship Applications are open!

Each year 1NB awards scholarships to area seniors that graduate from our local high schools. 

Please take time to fill in our quick form for consideration of our many scholarships we give out.

Deadline to apply is Friday, April 21, 2023.

*Incomplete applications will not be entered into the selection

Local Banking Made Easy


Experience the difference in banking local with 1NB. We’re excited to offer online account opening for our customers that are unable to come in during operating hours to open an account.

A Legacy of Oklahoma Excellence in Ardmore

The First National Bank and Trust Company of Ardmore (1NB) has been proudly serving you since 1889. As Oklahoma’s original bank, we’ve sustained and advanced local communities throughout southern Oklahoma for decades with personal and commercial banking services.

Support Center

1NB is here to help you find the support number your looking for.

Cyber Security

Keep up to date on best practices to prevent you from falling victim to fraud as well as reporting any fraud you have experienced. 

Financial Solutions to Fit Your Needs

Personal Banking

We’re here to help you handle your everyday financial needs from your checking and savings accounts to personal loans.

Business Banking

Take care of your company’s checking accounts and loans with the power of 1NB’s commercial banking services.

Proud of Our Workplace

As a local financial institution, 1NB wants to create an ideal environment to deliver the best banking services in Ardmore. We have committed to family-friendly initiatives, continuing to improve our banking centers and providing the best customer service possible.

Family Positive Workplace

FPW Employer

The Ardmoreite Best of the Best 2021

Best Investment

Certified Healthy Oklahoma

Excellence Certification

The Ardmoreite Best of the Best 2021

Best Mortgage Lender

The Ardmoreite Best of the Best 2021

Best Place to Work

1NB App screen

Access 1NB Anywhere

Keep 1NB by your side with our mobile banking app. With over 500 five-star reviews on the App Store, you can quickly and securely take care of all your online banking needs from your mobile device.

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Trusted by Our Community Since 1889

“This is a great company with an amazing staff. They’re always friendly and able to help with all banking and lending needs. Very highly recommended!”
— Maura Andrews

“Great personal service. I’ve been doing business with 1NB for 36 years.”
— Roy Justice

“1NB always has the answers to my financial questions.”
— Vance Porter

“Everyone at my local branch is awesome. They always make time for customers. Most service requests are processed the same day.”
— Tracey Edwards

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Main Branch:
405 West Main Street
Ardmore, OK 73401
Helpful Support Numbers

Lost/Stolen Debit Card: 1-800-523-4175
Debit/ATM Card Activation: 1-866-985-2273
PIN Change: 1-866-985-2273