Personal Accounts
Secure Checking Account
Safe. Simple. Smart.
- $50 Minimum to Open
- $6 Maintenance Fee per Statement Cycle
- $2 Paper Statement Fee
- Sign up for eStatements to avoid Paper Statement Fee
- Bounce Relief
- Limited to 10 Paper Debits per Statement Cycle
- $0.35 for each exceeding 10
Product Includes:
- $10,000 Accidental Death & Dismemberment Insurance
- ATM/Debit Card & Digital Wallet
- Cellular Telephone Protection
- Credit Monitoring
- Debit Advantage™ (Buyers protection extended warranty)
- Entertainment & Travel Benefits
- e-Statements
- Health Discount Savings
- ID Protection for Your Family
- Mobile & Online Banking & Bill Pay
- Unlimited ATM Transactions at all 1NB ATM’s
*Limited non-1NB ATM Transactions
*5 no-fee withdrawals and 5 balance inquiries @ non 1NB ATM’s. After 5 withdrawals $1.00 charge, balance inquiry .25 charge.
Choice Checking
- $50 Minimum to Open
- No Maintenance Fee per Statement Cycle
- $2 Paper Statement Fee
- Sign up for eStatements to avoid Paper Statement Fee
- Bounce Relief
- First 10 paper debits free, $0.35 after first 10 per statement cycle
Product Includes:
- ATM/Debit Card & Digital Wallet
- Mobile & Online Banking & Bill Pay
- Unlimited ATM Transactions at all 1NB ATM’s
Classic 55 Checking Account
- Year of Birth 1955 or Before
- $50 Minimum to Open
- No Maintenance Fee per Statement Cycle
- Bounce Relief
- Product Includes:
ATM/Debit Card & Digital Wallet - Mobile & Online Banking & Bill Pay
- One Box of Wallet Style Checks per Year
- 1/2 price on additional orders
- Paper & e-Statements
- Unlimited Checking
- Unlimited ATM Transactions at all 1NB ATM’s
First Class Now Checking Account
- $1,500 Minimum to Open
- $7 Maintenance Fee per Statement Cycle
- $5,000 Minimum Balance or $10,000 Average Daily Balance to Waive Maintenance Fee
- $2 Paper Statement Fee
- $5,000 Minimum Balance or $10,000 Average Daily Balance to Waive Paper Statement Fee
- Sign up for eStatements to avoid Paper Statement Fee
- Interest Bearing
- Bounce Relief
- $15 Safe Deposit Box 1 Year Credit
Product Includes:
- ATM/Debit Card & Digital Wallet
- Mobile & Online Banking & Bill Pay
- Money Orders/Cashier’s Checks
- One Box of Wallet Style Checks per Year
- 1/2 price on additional orders
- Unlimited ATM Transactions at all 1NB ATM’s
*Limited non-1NB ATM Transactions
Unlimited Checking
*5 no-fee withdrawals and 5 balance inquiries @ non 1NB ATM’s. After 5 withdrawals $1.00 charge, balance inquiry .25 charge.
Money Market Account
- $2,500 Minimum to Open
- $11 Maintenance Fee per Statement Cycle
- $5,000 Minimum Balance or $10,000 Average Daily Balance to Waive Maintenance Fee
- $2 Paper Statement Fee
- $5,000 Minimum Balance or $10,000 Average Daily Balance to Waive Paper Statement Fee
- Sign up for eStatements to avoid Paper Statement Fee
- $5 per Withdrawal exceeding 6 per Statement Cycle
- Interest-Bearing Tiered Rate
See Client Service Representative for details.
Savings Account
- $50 Minimum to Open
- $1 Maintenance Fee per Statement Cycle
- $50 Minimum Balance to Waive Maintenance Fee
- $2 Paper Statement Fee
- $5,000 Minimum Balance or $10,000 Average Daily Balance to Waive Paper Statement Fee
- Sign up for eStatements to avoid Paper Statement Fee
- Interest-Bearing
- Allowed 2 Withdrawals per Month
- $1 Charge for Each Subsequent Withdrawal
Call for Support
Resources
First National Bank and Trust Company of Ardmore Inc
Main Branch
405 West Main Street
Ardmore, OK 73401
Helpful Support Numbers
Lost/Stolen Debit Card: 1-800-523-4175
Debit/ATM Card Activation: 1-866-985-2273
PIN Change: 1-866-985-2273