Auto Loans

Interested in purchasing a brand new car? We have been assisting Southern Oklahoma borrowers in purchasing new vehicles for many years. All you need to do is find the car you want, and come see us at any of our eight  locations to get on down the road with that car of your dreams.
Competitive Rates.
Loan Terms to suit your needs.
Loans are generally based on a percentage of the Manufacturer's Suggested Retail Purchase (MSRP).
Apply Now!

Frequently Asked Questions:

Question: What do I need to bring to the bank to apply?
Answer: You will need to complete an application. 1NB now accepts an ONLINE consumer Loan Application.  CLICK HERE TO START THE LOAN APPLICATION.   Also, if you have a contract with a car dealer telling the make, model and Vehicle Identification Number (VIN) of the vehicle you are purchasing, that would help to speed things up.

Question: Will you check my credit and how important is good credit?
Answer: We pull a credit report when you apply for credit. Good credit is an important factor in determining whether we can loan money, but you will need to complete an application before we can pull your credit and give you a loan decision.

Question: How long does it take to make a loan decision?
Answer: In most cases, you'll be on the road and driving that new car on the day you apply!