Interest Bearing Accounts

Click here for the most current rates.

First Class Money Market

• Interest-bearing tiered rate account **
• $2,500 minimum to open
• $5,000 minimum daily balance to waive monthly maintenance fees
• $10,000 average balance to waive fees
• $11 monthly maintenance fee
• $2.00 Paper statement fee
• Free e - statement
• Limited to 6 transfer and withdrawals per month, $5 per item over 6

First Class Now Checking

• $1,500 minimum to open
• $5,000 minimum daily balance to waive Monthly maintenance fee
• $10,000 average balance to waive fees
• $7.00 monthly Maintenance
• $2.00 Paper statement fee
• Free e-statement
• Free Checks - Wallet Only* One box per year; 1/2 price on second order
• Free Online banking/Bill Pay
• *Limited ATM fees
• Free Money Orders/Cashier’s Checks
• $15 safe deposit box 1 year credit
• Free ATM/Debit Card (unlimited debit card usage)
• Overdraft protection available (Must qualify)
• Unlimited checking••

Regular Savings

• Interest compounded daily and credited monthly
• $50 minimum to open account
• An excessive withdrawal fee of $1 assessed per debit after two (2) per month
• Limited to 6 transfers and withdrawals per month.
• Savings minimum balance (Below $50) = $1 per month
• $2.00 Paper Statement fee
• Free e-statements

Certificates of Deposit

• 7-89 Day CD
• 3 Month (90 - 179 Day)
• 6 Month (180 - 364 Day)
• 1 Year (12 - 17 months)
• 18-23 Month
• 2 Year (24 - 47 months)
• 2 1/2 Year “First Choice”
• 4 Year
• Jumbo rates available
• *See New Accounts for current rates.

  • IRAs - Member FDIC
  • Certificate of Deposit - Member FDIC

The following investments are not FDIC insured, are not deposits or other obligations or guarantees of any bank or financial institution, subject to investment risks, including the possible loss of principal amount invested.

  • Repurchase Agreements