Money Market

  • Interest-bearing tiered rate account **
  • $2,500 minimum to open
  • $11 maintenance fee per statement cycle -$5,000 minimum balance or $10,000 average daily balance to waive monthly service charge only
  • $2.00 Paper statement fee
  • Free e-statement
  • Reg D Limits 6 preauthorized transfers & debits per month. $5 per withdrawal over 6 per cycle. Unlimited in person withdrawals & ATM withdrawals.

First Class Now Checking

  • $1,500 minimum to open
  • $7.00 maintenance fee per statement cycle - $5,000 minimum balance or $10,000 average daily balance to waive fees
  • $2.00 Paper statement fee
  • Free e-statement
  • Free Checks - Wallet Only One box per year; 1/2 price on second order
  • Free Mobile & Online banking & Bill Pay
  • *Limited ATM fees
  • Free Money Orders/Cashier’s Checks
  • $15 safe deposit box 1 year credit
  • Free ATM/Debit Card (unlimited debit card usage)
  • Overdraft protection available (Must qualify)
  • Unlimited checking

Regular Savings

  • Interest compounded daily and credited monthly
  • $50 minimum to open account
  • An excessive withdrawal fee of $1 assessed per debit after two (2) per month
  • Limited to 6 transfers and withdrawals per month.
  • Savings minimum balance (Below $50) = $1 per month
  • $2.00 Paper Statement fee
  • Free e-statements

Certificates of Deposit

  • 7-89 Day CD
  • 3 Month (90 - 179 Day)
  • 6 Month (180 - 364 Day)
  • 1 Year (12 - 17 months)
  • 18-23 Month
  • 2 Year (24 - 47 months)
  • 2 1/2 Year “First Choice”
  • 4 Year
  • Jumbo rates available
  • *See New Accounts for current rates.
    • IRAs - Member FDIC
    • Certificate of Deposit - Member FDIC

The following investments are not FDIC insured, are not deposits or other obligations or guarantees of any bank or financial institution, subject to investment risks, including the possible loss of principal amount invested.

  • Repurchase Agreements

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