Leadership

Clayton is a graduate of East Central University and became a CPA in 1983. He practiced public accounting for over 20 years before joining 1NB in 2002 and established our Sulphur branch in 2003.  Clayton moved his family to Ardmore in 2005, assuming duties as Executive Vice President and Chief Credit Officer.  He became President and a member of the Board of Directors in 2016 and was named Chief Executive Officer in 2022.  Clayton has been active in many civic and professional organizations and currently serves on the Board of Directors of The Banker’s Bank in Oklahoma City and the REI Oklahoma Board of Directors in Durant. He and his wife, Bebe, enjoy volunteering for several civic and charitable organizations and especially enjoy spending time with three children and five grandchildren. 

MLO #411027

Jake Charnock has been with 1NB since 2004 serving in the lending department, most recently in the capacity as Chief Credit Officer. Having earned an undergraduate degree in Accounting as well as an MBA degree from West Texas A&M University, Jake completed the Graduate School of Banking in 2013. Jake is a graduate of Leadership Ardmore and currently serves on the board of the following: Ardmore Development Authority, Ardmore Regional Park Authority, The More Foundation and Community Bankers Association of Oklahoma.  He and his wife Julie have two daughters, Brooklyn and Presley, and are members of Emmanuel Baptist Church. 

MLO #411042

Glenn Payne III has been with 1NB since 2020. His most recent capacity is as serving as the Chief Financial Officer. Prior to banking, Glenn worked as an auditor.  Mr. Payne earned a bachelor’s degree in Accounting from Oklahoma Christian University before going on to pass the Certified Public Accounting exam. Glenn is currently a student at the Southwest Graduate School of Banking at SMU. When he isn’t banking, Glenn can be found golfing, hunting, or fishing. However, his favorite pass time is to spend time with his wife, Hayley, as they watch their son Miles grow up.

Jason is a native of Wilson and graduated from Wilson High School. He attended and graduated from Southeastern Oklahoma State University with a Bachelor of Business Administration degree. He began his banking career as a part-time teller during his college years and has been in banking for 20 years and a loan officer for 17 of those years. He has attended numerous bank seminars and joined 1NB as a vice president and loan officer in February 2020. Jason can assist you with all your commercial and personal lending needs. Jason attends Christ Community Church and has been married to his wife Mandy for 15 years and has one son Cooper. In his spare time, Jason enjoys fishing, hunting and watching his son play sports.

MLO #718620