Clayton Richard Lodes
Chief Executive Officer
Jacob Howard Charnock
Jake Charnock has been with 1NB since 2004 serving in the lending department, most recently in the capacity as Chief Credit Officer. Having earned an undergraduate degree in Accounting as well as an MBA degree from West Texas A&M University, Jake completed the Graduate School of Banking in 2013. Jake is a graduate of Leadership Ardmore and currently serves on the board of the following: Ardmore Development Authority, Ardmore Regional Park Authority, The More Foundation and Community Bankers Association of Oklahoma. He and his wife Julie have two daughters, Brooklyn and Presley, and are members of Emmanuel Baptist Church.
Sr. Vice President & Chief Operations Officer
Matthew Farve, Senior Vice President and Chief Operations Officer, was born in 1975. Matt graduated from Lone Grove High School in 1993. He started his banking career with First Community Bank in Lone Grove as a Proof Operator in 1994 before moving to Norman and working for Boatmen’s Bank (and, through mergers, Bank of America) in Oklahoma City as a proof operator. He went on to become an Operations Officer in Item Processing Support before moving back to Ardmore in 2000 and coming to work for First National Bank. Matt is a 2018 graduate of the Southwest Graduate School of Banking and is an AAP and NCP as well as a graduate of Leadership Ardmore. Matt oversees the Transaction Services Department, Digital Banking Department, Physical Security, Deposit Operations including Client Services and Teller operations. He and his wife, Christy, have two sons, Mattie who attends Oklahoma State University and Hayden who attends Lone Grove High School. They attend Christ Community Church in Ardmore where he serves as a deacon.
Glenn Payne III
Sr. Vice President & Chief Financial Officer
Glenn Payne III has been with 1NB since 2020. His most recent capacity is as serving as the Chief Financial Officer. Prior to banking, Glenn worked as an auditor. Mr. Payne earned a bachelor’s degree in Accounting from Oklahoma Christian University before going on to pass the Certified Public Accounting exam. Glenn is currently a student at the Southwest Graduate School of Banking at SMU. When he isn’t banking, Glenn can be found golfing, hunting, or fishing. However, his favorite pass time is to spend time with his wife, Hayley, as they watch their son Miles grow up.
Sr. Vice President & Compliance Officer
Executive Vice President & Trust Officer & General Counsel
Sr. Vice President & Chief Lending Officer
Jason is a native of Wilson and graduated from Wilson High School. He attended and graduated from Southeastern Oklahoma State University with a Bachelor of Business Administration degree. He began his banking career as a part-time teller during his college years and has been in banking for 20 years and a loan officer for 17 of those years. He has attended numerous bank seminars and joined 1NB as a vice president and loan officer in February 2020. Jason can assist you with all your commercial and personal lending needs. Jason attends Christ Community Church and has been married to his wife Mandy for 15 years and has one son Cooper. In his spare time, Jason enjoys fishing, hunting and watching his son play sports.
Sr. Vice President & Marketing Research Director
Sr. Vice President & Chief Credit Officer
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Helpful Support Numbers
Lost/Stolen Debit Card: 1-800-523-4175
Debit/ATM Card Activation: 1-866-985-2273
PIN Change: 1-866-985-2273