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Merchant Services

Our full line of fast and convenient payment processing services will provide a solution tailor-made for your business.

Credit Card Processing Machine

Merchant Services

Merchant Services features a complete turnkey offering for your business to accept and process payments efficiently and safely. Whether you need a traditional terminal, an eCommerce solution, a fully functional point of sale solution or the latest in mobile payment technology, we provide fast and secure payment methods for your business.

Processing Solutions

Our full line of fast and convenient payment processing services will provide a solution tailor-made for your business. Our next-day funding will accelerate your cash flow and our competitive rates will reduce your expenses.

Mobile Solutions

Take your business with you and make sales virtually anywhere with Mobile Solutions – a full-featured and easy-to-use payment solution, which you can carry in your pocket. Our rugged card readers are incredibly responsive, built for security and designed to work easily and flawlessly with your tablet or smartphone.

Features

  • Ready out of the box – just charge and use with your iOS or Android phone or tablet.
  • Mobile Solutions supports EMV, Magnetic Strip, Keyed, Tap & Go, and Cash transactions, while providing fast and secure processing.
  • Works anywhere you have a cellular connection.
  • Online dashboard for reporting and additional virtual terminal.
Digital payment to credit card processing machine

Point of Sale Solutions

Our innovative POS systems and smart terminals are affordable and easy to use, and do more than just process sales and accept payments. They include time-saving features that help you analyze your sales data and manage your inventory, staff and customers.

Features

  • The best systems also include or have loyalty programs and other capabilities that make it easier to run and grow your business.
  • Customized merchant solutions designed to meet your business specific needs.
  • Smart POS systems are easy to use. The intuitive design is user friendly and requires minimal training to get your staff up and running.

Gateway Solutions

Enhance your customers’ experience by enabling more payment acceptance methods within more channels. Streamline your operations with additional tools to increase efficiencies, save time, and reduce costs. 

Whether your customers are shopping online, over the phone, or in-person there are secure payment acceptance options available. Expand your customer base by streamlining the sales experience, and at the same time, streamline your business processes with advanced reporting, accounting software integration, and additional fraud protections.

Business Credit Cards

Standard Card

Available to all applicants for both MasterCard™ and Visa™ . Rewards points are not avilable for this card product.

Benefits:

  • Extended Warranty Protection
  • Travel Accident Insurance
  • Rental Car Collision Damage Waiver Protection
1NB Debit Card 2021

Preferred Points Card

Available to all applicants for both MasterCard™ and Visa™ . 

Benefits:

  • Extended Warranty Protection
  • Travel Accident Insurance
  • Rental Car Collision Damage Waiver Protection

Earn one point for each dollar spent up to 10,000 per month. Points can be redeemed for cash back, travel, merchandise, and retail gift cards.

Meet Tony Wharton

Tony is the Treasury Management Representative, bringing nearly 10 years of banking experience to 1NB. Tony is committed and excited to find the right fit for your business solutions, from Merchant Services to Cash Management.

Tony grew up and graduated from Wilson High School. He attended Seminole Community College  graduating with Associates of Science before moving to Southeastern Oklahoma State University completing his Bachelors of Science degree.

He and Cassie, his wife, enjoy watching their daughter, Avery, compete in athletics. Tony is always up to talk about Oklahoma Football and enjoys the time he has with his friends making music.

Tony Wharton
1NB Logo White
Main Branch:
405 West Main Street
Ardmore, OK 73401
Helpful Support Numbers

Lost/Stolen Debit Card: 1-800-523-4175
Debit/ATM Card Activation: 1-866-985-2273
PIN Change: 1-866-985-2273