Our Local Lenders
Meet the branch leadership and loan officers of 1NB who are committed to helping Oklahomans achieve their financial goals.
Ardmore Main Branch

Clayton Richard Lodes
Chief Executive Officer
MLO #411027

Jacob Howard Charnock
President
MLO #411042

Jason Roberts
Senior Vice President
MLO #718620

Sherri Irene Way
Vice President
MLO #1713084

Jordan Gary
Vice President
MLO #2252286

Karen Wallace
Vice President
MLO #703909
Ardmore Broadway Branch

Rebecca Graves
Vice President, Branch Manager
MLO #1591062
Ardmore 12th Street Branch and Mortgage Center

Karen Zeiset
Senior Vice President, Branch Manager
MLO #411546
Edmond Branch
1763 W. 33rd Street Ste. # 120, Edmond, OK 73013

Tim Deimund
Senior Vice President, Edmond Market President
MLO #740078
Lone Grove Branch

Brent James Wade
Senior Vice President, Branch Manager
MLO #411033

Cara Jolea Stubbs
Vice President, Assistant Branch Manager
MLO #1469174
Madill Branch

Sam E. Huffman
Senior Vice President, Madill Market President
MLO #468550

Tara Ann Roberts
Vice President, Assistant Branch Manager
MLO #1829850
Marietta Branch

Chad Darrin Rutledge
Assistant Vice President
MLO #1591841
Norman Branch

Vicki Lynn Anderson
Vice President, Norman Branch Manager
MLO #1394724
Ringling Branch

Dea Ann Butler
Vice President, Branch Manager
MLO #1211322
Sulphur Branch

Robin Kelly Jolly
Vice President - Branch Manager
MLO #: 2571311
Robin is a graduate of the University of Oklahoma and subsequently passed the certified public accounting accreditation in the State of Oklahoma. She began her practice in 1989 and has more·than 35 years experience in public accounting. Robin specialized in income tax preparation and planning, particularly agricultural issues involving horses and cattle, and small business.
Prior to joining 1NB Robin was a shareholder and full-time managing member of Abla & Jolly CPA, PLLC in Sulphur, Oklahoma. She was responsible for all aspects of the firm’s public accounting and income tax services.
Robin is a member of the AICPA, OSCPA, and NCHA and has served as the Treasurer and past President of the Board of Directors for the Sulphur Chamber of Commerce. She is a founding member and currently serves on the Board of Directors for the Murray County Charitable Endeavors Foundation and teaches 4 year old Sunday School at Cross Way Church where she and her husband are active.
Robin and her husband, Steven have three grown children and four grandchildren. In her spare time, she enjoys riding cutting horses, running, pickleball, sports, teaching Christian financial principles. and any activities with her kids and grandkids.
Velma Branch

Zachry Kent Pogue
Senior Vice President, Branch Manager
MLO #411041
We’re Here to Help
First National Bank and Trust Company of Ardmore Inc
Main Branch
405 West Main Street
Ardmore, OK 73401
Helpful Support Numbers
Lost/Stolen Debit Card: 1-800-523-4175
Debit/ATM Card Activation: 1-866-985-2273
PIN Change: 1-866-985-2273