Our Local Lenders
Meet the branch leadership and loan officers of 1NB who are committed to helping Oklahomans achieve their financial goals.
Edmond
Loan & Deposit Production Office
1763 W. 33rd Street Ste. # 120
Edmond, OK 73013

Jim Canton
Senior Vice President, Branch Manager
MLO #644047
Ardmore Main Branch

Clayton Richard Lodes
Chief Executive Officer
MLO #411027
Clayton is a graduate of East Central University and became a CPA in 1983. He managed a successful public accounting practice in the Sulphur area before joining 1NB at our Sulphur branch. In 2005, Clayton moved to our main branch in Ardmore, assuming the duties of EVP and Chief Credit Officer. Clayton completed education at the National Commercial Lending School and the Graduate School of Banking at Colorado. He has been active in many civic and professional organizations and currently serves on the Mercy Hospital Ardmore Board of Directors and Ardmore Chamber of Commerce Board of Directors. He and his wife Bebe have three children and four grandchildren.

Jacob Howard Charnock
President
MLO #411042
Jake Charnock has been with 1NB since 2004 serving in the lending department, most recently in the capacity as Chief Credit Officer. Having earned an undergraduate degree in Accounting as well as an MBA degree from West Texas A&M University, Jake completed the Graduate School of Banking in 2013. Jake is a graduate of Leadership Ardmore and currently serves on the board of the following: Ardmore Development Authority, Ardmore Regional Park Authority, The More Foundation and Community Bankers Association of Oklahoma. He and his wife Julie have two daughters, Brooklyn and Presley, and are members of Emmanuel Baptist Church.

Jason Roberts
Senior Vice President
MLO #718620
Jason is a native of Wilson and graduated from Wilson High School. He attended and graduated from Southeastern Oklahoma State University with a Bachelor of Business Administration degree. He began his banking career as a part-time teller during his college years and has been in banking for 20 years and a loan officer for 17 of those years. He has attended numerous bank seminars and joined 1NB as a vice president and loan officer in February 2020. Jason can assist you with all your commercial and personal lending needs. Jason attends Christ Community Church and has been married to his wife Mandy for 15 years and has one son Cooper. In his spare time, Jason enjoys fishing, hunting and watching his son play sports.

Sherri Irene Way
Vice President
MLO #1713084

Jordan Gary
Vice President
MLO #2252286
Ardmore Broadway Branch

Rebecca Graves
Vice President, Branch Manager
MLO #1591062
Ardmore 12th Street Branch and Mortgage Center

Karen Zeiset
Senior Vice President, Branch Manager
MLO #411546
Lone Grove Branch

Brent James Wade
Senior Vice President, Branch Manager
MLO #411033

Cara Jolea Stubbs
Vice President, Assistant Branch Manager
MLO #1469174
Madill Branch

Sam E. Huffman
Senior Vice President, Madill Market President
MLO #468550

Tara Ann Roberts
Vice President, Assistant Branch Manager
MLO #1829850

Kimberly Reid
Assistant Vice President
MLO #2390559
Marietta Branch

Gerri Kelly
Senior Vice President, Branch Manager
MLO #1168467

Lindsey Nicole Custar
Assistant Vice President, Assistant Branch Manager
MLO #2311633

Chad Darrin Rutledge
Assistant Vice President
MLO #1591841
Norman Branch

Jason Daniel Casey
Senior Vice President, Chief Credit Officer
MLO #480452

Vicki Lynn Anderson
Vice President, Norman Branch Manager
MLO #1394724
Ringling Branch

Dea Ann Butler
Vice President, Branch Manager
MLO #1211322
Sulphur Branch

Michael Dale Bradley
Senior Vice President, Branch Manager
MLO #411037
Velma Branch

Zachry Kent Pogue
Vice President, Branch Manager
MLO #411041

Kathryn Ann Pulis
Assistant Vice President
MLO #411039
We’re Here to Help
First National Bank and Trust Company of Ardmore Inc
Main Branch
405 West Main Street
Ardmore, OK 73401
Helpful Support Numbers
Lost/Stolen Debit Card: 1-800-523-4175
Debit/ATM Card Activation: 1-866-985-2273
PIN Change: 1-866-985-2273