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Our Local Lenders

Meet the branch leadership and loan officers of 1NB who are committed to helping Oklahomans achieve their financial goals.

Ardmore Main Branch

405 W Main St, Ardmore, OK
Clayton Richard Lodes

Clayton Richard Lodes

Chief Executive Officer

MLO #411027
Jacob Howard Charnock

Jacob Howard Charnock

President

MLO #411042
Jason Roberts

Jason Roberts

Senior Vice President

MLO #718620
Sherri Irene Way

Sherri Irene Way

Vice President

MLO #1713084
Jordan Gary

Jordan Gary

Vice President

MLO #2252286
Karen Wallace

Karen Wallace

Vice President

MLO #703909

Ardmore Broadway Branch

1226 W Broadway St, Ardmore, OK
Rebecca Graves

Rebecca Graves

Vice President, Branch Manager

MLO #1591062

Ardmore 12th Street Branch and Mortgage Center

1402 NW 12th St, Ardmore, OK
Karen Zeiset

Karen Zeiset

Senior Vice President, Branch Manager

MLO #411546

Edmond Branch

1763 W. 33rd Street  Ste. # 120, Edmond, OK  73013

Tim Deimund

Tim Deimund

Senior Vice President, Edmond Market President

MLO #740078

Lone Grove Branch

US-70 & Newport Rd, Lone Grove, OK
Brent James Wade

Brent James Wade

Senior Vice President, Branch Manager

MLO #411033
Brent is a graduate of Ringling High School and earned his Bachelor of Science degree from Southeastern Oklahoma State University. He began his banking career in Lone Grove in 1994 serving as a teller and became a loan officer in 2000. Brent has deep roots in agriculture and can offer worthwhile advice to people who depend on it. He and his wife Angela have three children.
Cara Jolea Stubbs

Cara Jolea Stubbs

Vice President, Assistant Branch Manager

MLO #1469174

Madill Branch

401 S 1st St, Madill, OK
Sam E. Huffman

Sam E. Huffman

Senior Vice President, Madill Market President

MLO #468550
Tara Ann Roberts

Tara Ann Roberts

Vice President, Assistant Branch Manager

MLO #1829850

Marietta Branch

1101 Memorial Dr, Marietta, OK
Chad Darrin Rutledge

Chad Darrin Rutledge

Assistant Vice President

MLO #1591841

Norman Branch

716 Wall St, Norman, OK
Vicki Lynn Anderson

Vicki Lynn Anderson

Vice President, Norman Branch Manager

MLO #1394724

Ringling Branch

125 W Main St, Ringling, OK
Dea Ann Butler

Dea Ann Butler

Vice President, Branch Manager

MLO #1211322

Sulphur Branch

2013 W Broadway Ave, Sulphur, OK
Robin Kelly Jolly

Robin Kelly Jolly

Vice President - Branch Manager

MLO #: 2571311

Robin is a graduate of the University of Oklahoma and subsequently passed the certified public accounting accreditation in the State of Oklahoma. She began her practice in 1989 and has more·than 35 years experience in public accounting. Robin specialized in income tax preparation and planning, particularly agricultural issues involving horses and cattle, and small business.

Prior to joining 1NB Robin was a shareholder and full-time managing member of Abla & Jolly CPA, PLLC in Sulphur, Oklahoma. She was responsible for all aspects of the firm’s public accounting and income tax services.

Robin is a member of the AICPA, OSCPA, and NCHA and has served as the Treasurer and past President of the Board of Directors for the Sulphur Chamber of Commerce. She is a founding member and currently serves on the Board of Directors for the Murray County Charitable Endeavors Foundation and teaches 4 year old Sunday School at Cross Way Church where she and her husband are active.

Robin and her husband, Steven have three grown children and four grandchildren. In her spare time, she enjoys riding cutting horses, running, pickleball, sports, teaching Christian financial principles. and any activities with her kids and grandkids.

Velma Branch

401 Main St, Velma, OK
Zachry Kent Pogue

Zachry Kent Pogue

Senior Vice President, Branch Manager

MLO #411041
Zac is a graduate of Velma-Alma High School and earned his Bachelor’s degree in Animal Science from Oklahoma State University with a minor in Agricultural Economics. Zac also completed the Ranch Management program at Texas Christian University. He joined 1NB in 2008 and is currently Vice President and Velma Branch Manager. Zac also operates Pogue Brothers Cattle Co., LLC with his brother Adam. He has served as President of the Stephens Co. Livestock Growers and is a member of the Oklahoma Cattlemen’s Association, the Texas and Southwestern Cattle Raisers Association and the National Cattlemen’s Beef Association. Zac has completed his first year of the Graduate School of Banking in Colorado. He is a member of the Velma Baptist Church and is an active member of his community.

We’re Here to Help

Do you have questions about our dynamic loan options? Send us a message and discover how 1NB can help you reach your financial goals.
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First National Bank and Trust Company of Ardmore Inc

Main Branch

405 West Main Street
Ardmore, OK 73401

Helpful Support Numbers

Lost/Stolen Debit Card: 1-800-523-4175
Debit/ATM Card Activation: 1-866-985-2273
PIN Change: 1-866-985-2273