Business Solutions
Our Business Solution Services include business credit cards, cash management, merchant services, and the ability to offer more than the typical $250,000 in FDIC coverage.
Business Credit Cards
Find more information about our Business Credit Card offerings here.
Preferred Points Rewards
Use your Preferred Points Rewards business credit card to earn cash back, travel credits, and so much more. With our exclusive rewards program, you can unlock a world of benefits and maximize your purchasing power.
Features:
- Earn one reward point for each dollar spent, up to 10,000 points per month.
- Low annual fee of $49.00 per account.
- Competitive ongoing APR. 1
- 25-day interest-free grace period on all purchases. No grace period on cash advances.
- Individual billing option only.
Benefits:
- Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
- To view or redeem rewards points, visit mypreferredpoints.com or call 866-678-5191.
- 24-hour toll-free live customer assistance available at 800-367-7576.
- Online account information available 24/7 at www.cardaccount.net.
- Rental car collision damage waiver protection and a host of extraordinary Mastercard benefits.
Standard Business Card
Streamline your organization’s expenses and optimize your cash flow with our cutting-edge Standard Business Card. Designed to simplify financial management, our card offers unmatched convenience and flexibility. Say goodbye to complicated expense tracking and hello to seamless integration with your existing systems.
Features:
- No annual fee.
- Competitive ongoing APR.1
- 25-day interest-free grace period on all purchases. No grace period on cash advances.
- Individual and summary billing options.
Benefits:
-
- 24-hour toll-free live customer assistance available at 800-367-7576.
- Online account information available 24/7 at cardaccount.net.
- Rental car collision damage waiver protection and a host of extraordinary Mastercard benefits.
Sweep Account
Automatically sweep your operating funds into an interest bearing account each night to earn interest and make your operating funds work for you.
*not FDIC insured.
Cash Management Services
Depository Transfer Service
NSF Check Representment
Check Reconciliation
Wire Transfer
Direct Electronic Payments
Electronic Federal Tax Payment System
Remote Deposit Capture
IntraFi®
Contact your local 1NB for details.
CDARS®
By leveraging CDARS®, you can access multi-million dollar FDIC insurance on CD investments.
IntraFi Cash Service®
With IntraFi Cash Service®, ICS, you can enjoy the safety and simplicity that comes with access to multi-million-dollar FDIC insurance through a single bank relationship.
Merchant Services
Merchant Services features a complete turnkey offering for your business to accept and process payments efficiently and safely. Whether you need a traditional terminal, an eCommerce solution, a fully functional point of sale solution or the latest in mobile payment technology, we provide fast and secure payment methods for your business.
1NB in Your Wallet
1NB Wherever You Go
First National Bank and Trust Company of Ardmore Inc
Main Branch
405 West Main Street
Ardmore, OK 73401
Helpful Support Numbers
Lost/Stolen Debit Card: 1-800-523-4175
Debit/ATM Card Activation: 1-866-985-2273
PIN Change: 1-866-985-2273